If you’ve never owned a credit card, you are unlikely to have a credit history. Applying for credit cards with no credit history can sometimes be as hard as applying for them with with a bad credit history. It is often the case that credit card providers turn people down when they apply for credit cards with no credit history because they don’t have a clear idea of the type of customer you might be. So how can you get around this? The best thing to do is take some steps to show the card providers that you will be a reliable customer.
First and foremost, it’s really important that you get yourself on the Electoral Role.